Replacing your existing Gap Cover with Liberty Gap Cover will not negatively impact you in any way. The pre-existing condition waiting period will only be applied to the unexpired part of the pre-existing condition waiting period from the previous policy. The pre-existing condition waiting period will, however, apply for the full period of 12 months for any benefit not provided under the previous policy.
I have existing Gap Cover with another insurer. If I cancel it to take out your policy, how will this affect me?
These may also be helpful
- Will I be required to go for a medical examination to qualify for cover?
- My wife is due to give birth next month and the gyneacologist has advised that we must pay a R4 000 co-payment for the birth. Will my Liberty Gap Cover policy cover this co-payment?
- When does the policy terminate?
- What is an adult dependant?
- Should I wish to cancel the policy, how would I go about doing so?
- What is the oldest age at which an individual can apply for cover?
- Why can we not automatically adjust the policy premium for a member on the single premium rate for under the age of 55, when they get dependants?
- Which insurer underwrites the Liberty Gap Cover policies?
- How long does it take to pay a claim?
- Is Liberty Gap Cover only valid on a specific medical scheme?