Replacing your existing Gap Cover with Liberty Gap Cover will not negatively impact you in any way. The pre-existing condition waiting period will only be applied to the unexpired part of the pre-existing condition waiting period from the previous policy. The pre-existing condition waiting period will, however, apply for the full period of 12 months for any benefit not provided under the previous policy.
I have existing Gap Cover with another insurer. If I cancel it to take out your policy, how will this affect me?
These may also be helpful
- Does Gap cover shortfalls in respect of fees charged by allied health professionals?
- To whom is the benefit paid?
- When will premium payments commence?
- Which internal prostheses will be covered by the policy?
- How long does it take to pay a claim?
- What is an adult dependant?
- What happens if I, as the policyholder, pass away before my spouse?
- What cover exclusions exist for Liberty Gap Cover?
- Is there a policy fee attached to this policy?
- I have been diagnosed with stage 2 qualifying cancer* for the first time. The cancer has been surgically removed, no further treatment is required and therefore I do not need to register on my medical scheme’s oncology treatment programme. Do I still qualify for the R30 000 lump sum cancer benefit?