Replacing your existing Gap Cover with Liberty Gap Cover will not negatively impact you in any way. The pre-existing condition waiting period will only be applied to the unexpired part of the pre-existing condition waiting period from the previous policy. The pre-existing condition waiting period will, however, apply for the full period of 12 months for any benefit not provided under the previous policy.
I have existing Gap Cover with another insurer. If I cancel it to take out your policy, how will this affect me?
These may also be helpful
- Must details of the medical scheme dependants be provided when taking out cover? And, must the policyholder notify the insurer of any dependants that should be removed from or added to the list of dependants insured under the policy?
- What is an adult dependant?
- What cover exclusions exist for Liberty Gap Cover?
- Which insurer underwrites the Liberty Gap Cover policies?
- Will my premium increase each year?
- Will I be required to go for a medical examination to qualify for cover?
- My wife is due to give birth next month and the gyneacologist has advised that we must pay a R4 000 co-payment for the birth. Will my Liberty Gap Cover policy cover this co-payment?
- When will I receive my policy documents?
- Is my partner covered under my Liberty Gap Cover policy?
- What out-of-hospital procedures are covered?