The list of exclusions includes standard insurance exclusions such as sickness or injury caused from nuclear weapons or material, injury from an accident while over the legal alcohol limit, active participation in war, police duty and civil commotion. Then there are a number of specific exclusions such as cosmetic surgery, treatment for obesity, cancer treatment or planned procedures received outside of South Africa and any event not covered by your medical scheme. It is, however, worth studying the full list of exclusions that appears in the Liberty Gap Cover policy document.
What cover exclusions exist for Liberty Gap Cover?
These may also be helpful
- Which internal prostheses will be covered by the policy?
- Do I need to be a member of a medical scheme to qualify for Liberty Gap Cover?
- When will I receive my policy documents?
- My wife and I are going overseas for a month. Are we covered by Gap Cover?
- Should I wish to cancel the policy, how would I go about doing so?
- Who is covered? (applies to both policy options)
- Does Gap cover shortfalls in respect of fees charged by allied health professionals?
- I have been diagnosed with skin cancer and have reached the medical scheme’s oncology treatment limit. If a 20% co-payment is levied for further treatment, will Liberty Gap cover this copayment?
- What happens if I, as the policyholder, pass away before my spouse?
- What is the oldest age at which an individual can apply for cover?