The list of exclusions includes standard insurance exclusions such as sickness or injury caused from nuclear weapons or material, injury from an accident while over the legal alcohol limit, active participation in war, police duty and civil commotion. Then there are a number of specific exclusions such as cosmetic surgery, treatment for obesity, cancer treatment or planned procedures received outside of South Africa and any event not covered by your medical scheme. It is, however, worth studying the full list of exclusions that appears in the Liberty Gap Cover policy document.
What cover exclusions exist for Liberty Gap Cover?
These may also be helpful
- Does the policy cover corrective jaw surgery, also known as orthognathic surgery?
- Which internal prostheses will be covered by the policy?
- Will Gap cover the costs if my wife has a home birth?
- Why can we not automatically adjust the policy premium for a member on the single premium rate for under the age of 55, when they get dependants?
- Are day-to-day General Practitioner (GP) consultations covered?
- What does Liberty Universal Gap cover?
- Is my partner covered under my Liberty Gap Cover policy?
- My wife and I are going overseas for a month. Are we covered by Gap Cover?
- When does the policy terminate?
- Is there a policy fee attached to this policy?