Although Liberty Gap Cover has been primarily designed to cover shortfalls and co-payments arising from in-hospital treatment and procedures, benefits are also payable in the event of shortfalls and/or co-payments arising from out-patient treatment and procedures. Those that are covered on an out-patient basis include:
• Arthroscopy
• Bunionectomy
• Carpal Tunnel Release
• Cervical laser ablation
• Childbirth in a non-hospital setting
• Colonoscopy or sigmoidoscopy
• Coronary angioplasty
• Cystoscopy
• Direct laryngscopy
• Ganglion surgery
• Grommets
• Hernia Repairs, limited to:
– Inguinal Hernia
– Femoral Hernia
– Umbilical Hernia
– Epigastric Hernia
– Spigelian Hernia
• Myringotomy
• Needle biopsy of the liver
• Surgical biopsy of breast lump
• Lymph node biopsy
• PET – Positron Emission Tomogrophy
• Sinus surgery, limited to
– Frontal sinus
– Functional endoscopic sinus
– Bilateral function endoscopic sinus
• Trabeculectomy
• Bronchoscopy
• Cataract removal
• Chemotherapy or radiotherapy for the treatment of cancer
• Closure of colostomy
• Coronary angiogram
• CT Scan – Computer Axial Tomography
• Dilatation and curettage
• Endoscopy
• Gastroscopy
• Hysteroscopy
• Incision and drainage of Bartholin’s cyst
• Ischio-rectal abscess drainage
• Kidney dialysis
• Marsupilisation of Bartholin’s cyst
• MRI – Magnetic Resonance Imaging
• Pterygium removal
• Tubal ligation
• Oesophagoscopy
• Orchidopexy
• Surgical Hemorrhoidectomy (excluding sclerotherapy or band ligation)
• Prostate biopsy
• Tonsillectomy
• Varicose vein removal
• Vasectomy
• Female Sterilization(Permanent)
