Must details of the medical scheme dependants be provided when taking out cover? And, must the policyholder notify the insurer of any dependants that should be removed from or added to the list of dependants insured under the policy?

No, at the time of the claim, confirmation will be required to prove that claimants were dependants of your medical scheme and therefore insured under the policy. The only exception is if you are on the premium applicable to single persons younger than 55 years and you add a dependant to your medical scheme. In this case, you need to notify us, otherwise your dependants on your medical scheme, or a qualifying spouse on his/her own medical scheme will not be covered.