Heritage Insurance Company Ltd is a leading insurance company in East Africa, forming part of a premiere financial services group that includes: Heritage Insurance (general and medical), Liberty Life Assurance (life and pension) and Stanlib Kenya Ltd (investments). Through Liberty Holdings, the Company is part of the Standard Bank Group, with a legacy of providing superior services to a wide spectrum of clients.

Heritage Insurance offers Liberty Blue (Liberty Health Cover in other countries) and Heritage Blue as comprehensive, flexible health insurance solutions to meet the health employee benefit needs of multinationals and corporates in Kenya and across the African continent. Both health plan ranges are administered by Heritage Insurance, with IT and other business support from Liberty Health.

Liberty Health was established in 2008 and is a leading health insurance provider across the African continent. We provide healthcare solutions to approximately 400 000 lives, access to a wide network of contracted healthcare providers in Africa, India and worldwide* and quality customer care via 27 in-country offices.

Liberty Health forms part of Liberty Holdings, a leading financial services group on the African continent with a zaAAA long-term rating from Standard and Poor’s and part of the Standard Bank Group.

Liberty’s Vision is to be the trusted leader in insurance and investments in Africa and in other chosen markets. We believe in putting our customers’ needs first, focussing on creating products and services that are relevant to their needs.

Liberty Presence in Africa

* Worldwide, excluding North America

An overview of our health insurance offering in Africa

Our health insurance product, Liberty Health Cover (Liberty Blue, and Heritage Blue in Kenya), provides comprehensive benefits for in-patient and out-patient treatment for clients in country and across Africa at affordable rates.

  • Approximately 400 000 lives insured and administered in Africa
  • In-country presence in 27 countries
  • Locally compliant solutions enabling premiums in local currency
  • Comprehensive and meaningful healthcare cover when you need it most
  • Direct payment to a wide network of contracted healthcare providers for both in-hospital and out-patient treatment

We offer a range of health insurance plans to suit your needs

Our health insurance offering caters to the needs of different employee types such as local nationals, expats and foreign-based travellers.

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  • Why are we in business

    To pioneer new ways and guide people towards financial freedom.

  • Our purpose

    To make a difference in people’s lives by making their financial freedom possible. This is our passion.

  • Our impact

    What we do changes people’s realities.

  • Our vision

    Liberty’s vision is to be the trusted leader in insurance and investment in Africa and our chosen markets.