Liberty Health Cover (also known as Liberty Blue) is available in Mozambique through our partner Empresa Moçambicana de Seguros (Emose), Mozambique’s largest insurance company.

Liberty Health Cover is administered by Liberty Health, a South African-based company, established in 2008 and a leading health insurance provider across the African continent.

We provide healthcare solutions to approximately 750 000 lives, access to a wide network of contracted healthcare providers in Africa, India and worldwide*, and quality customer care via our 22 in-country offices.

Our depth of knowledge and expertise comes from providing comprehensive, flexible health care benefit and administration solutions to multinationals, corporates, SMEs and individuals in Mozambique and across the African continent.

Liberty Health forms part of the Liberty Group, a leading financial services group on the African continent with a zaAA- long-term rating from Standard and Poor’s. Our clients benefit from our close alignment with Liberty Group which is part of the Standard Bank Group, unlocking economies of scale and enhancing our innovation capabilities.

Liberty’s Vision is to be the trusted leader in insurance and investments in Africa and in other chosen markets. We believe in putting our customers’ needs first, focussing on creating products and services that are relevant to their needs.

Liberty Presence in Africa

* Worldwide, excluding North America

An overview of our health insurance offering in Africa

Our health insurance product, Liberty Health Cover, provides comprehensive benefits for in-patient and out-patient treatment for multinationals, corporates, SMEs and individuals in Mozambique and across Africa at affordable rates.

  • Approximately 750 000 lives insured and administered in Africa
  • In-country presence in 22 countries
  • Locally compliant solutions enabling premiums in local currency
  • Comprehensive and meaningful healthcare cover when you need it most
  • Direct payment to a wide network of contracted healthcare providers for both in-hospital and out-patient treatment

We offer a range of health insurance plans to suit your needs

Our health insurance offering caters to the needs of different employee types and individuals such as local nationals, expats and foreign-based travellers.

Learn more

  • Why are we in business

    To pioneer new ways and guide people towards financial freedom.

  • Our purpose

    To make a difference in people’s lives by making their financial freedom possible. This is our passion.

  • Our impact

    What we do changes people’s realities.

  • Our vision

    Liberty’s vision is to be the trusted leader in insurance and investment in Africa and our chosen markets.