Liberty Health Cover (also known as Liberty Blue) is available through our in-country partner, Apex Health Insurance Ltd, as a comprehensive, flexible health insurance solution to meet the health employee benefit needs of multinationals, corporates, SMEs and individuals in Ghana and across the African continent.
Apex Health Insurance Ltd administers Liberty Health Cover in Ghana on behalf of Liberty Health, offering quality customer care gained through its years of experience operating in the Ghanaian market.
Liberty Health is a South African company that was established in 2008 and is a leading health insurance provider across the African continent. We provide healthcare solutions to approximately 750 000 lives, access to a wide network of contracted healthcare providers in Africa, India and worldwide*, and quality customer care via 22 in-country offices including Ghana.
Liberty Health forms part of the Liberty Group, a leading financial services group on the African continent with a zaAA- long-term rating from Standard and Poor’s. Our clients benefit from our close alignment with Liberty Group which is part of the Standard Bank Group, unlocking economies of scale and enhancing our innovation capabilities.
Liberty’s Vision is to be the trusted leader in insurance and investments in Africa and in other chosen markets. We believe in putting our customers’ needs first, focussing on creating products and services that are relevant to their needs.
* Worldwide, excluding North America
An overview of our health insurance offering in Africa
Our health insurance product, Liberty Health Cover, provides comprehensive benefits for in-patient and out-patient treatment for multinationals, corporates, SMEs and individuals in Ghana and across Africa at affordable rates.
- Approximately 750 000 lives insured and administered in Africa
- In-country presence in 22 countries
- Locally compliant solutions enabling premiums in local currency
- Comprehensive and meaningful healthcare cover when you need it most
- Direct payment to a wide network of contracted healthcare providers for both in-hospital and out-patient treatment
We offer a range of health insurance plans to suit your needs
Our health insurance offering caters to the needs of different employee types and individuals such as local nationals, expats and foreign-based travellers.
Why are we in business
To pioneer new ways and guide people towards financial freedom.
To make a difference in people’s lives by making their financial freedom possible. This is our passion.
What we do changes people’s realities.
Liberty’s vision is to be the trusted leader in insurance and investment in Africa and our chosen markets.