Changes to the Road Accident Fund (RAF) in 2008 mean the Fund only compensates medical expenses at State Hospital rates whilst general damages payable for pain, suffering and disfigurement are limited.

Liberty’s Road Accident Protection Plan gives you and your family peace of mind that your medical and related expenses are covered if you are injured or die in any road accident on a South African public road.

Liberty’s Road Accident Protection Plan gives your employees and their immediate family peace of mind if they are injured or die in any road accident on a South African public road. Whether a driver, passenger or pedestrian, we have them covered.

Liberty’s Road Accident Protection Plan offers a lump sum payout for personal injury, and death cover according to the table below at a premium of R119 per month.

Person Personal injury Death cover Monthly premium
Husband/Wife R140 000 R140 000 R119
Spouse R140 000 R140 000 Included
Children under 6 years R10 000 R10 000 Included
Children 6 – 14 years R30 000 R30 000 Included
Children 14 – 21 years R140 000 R140 000 Included

To qualify for cover, the policyholder must be a South African resident, younger than 70 years old when the policy starts.