Medical Premium Waiver Cover assures you that your medical scheme and Liberty Gap Cover premiums will continue to be paid in the event of your death or permanent disability. You can take the cover either as a stand-alone policy or to enhance your Liberty Gap Cover.

Cover is paid up to a maximum of R6 500 per month, for a period of either 24 or 60 months. In the case of Liberty Universal Gap Cover, cover will be in addition to the 3-month premium waiver cover provided under the main policy.

In the case of a permanent disability claim, the benefit will be paid after a 30-day assessment period for the insured period or until the policyholder’s recovery, whichever occurs first.

Cover is available to all policyholders on either Liberty Gap Cover options up to age 60 and ceases at age 65. There is, however, a 12-month pre-existing condition exclusion.

Extended Medical Premium Waiver Cover
Period Premium
24 months R165
60 months R289