Liberty Essential Gap Cover offers trusted medical scheme top-up protection for the most frequent treatment cost shortfalls at an affordable rate.
Cover includes affordable Medical Expense Shortfall Cover up to R182 700 per person insured by the policy in a calendar year, as well as several health insurance benefits.
Medical Expense Shortfall Cover
Essential Gap Cover includes benefits such as:
- In-hospital cover for doctor and specialist charges up to 3 times the medical scheme tariff
- Out-of-hospital cover for doctor and specialist charges up to 3 times the medical scheme tariff for approximately 50 out-of-hospital treatments.
- Medical scheme co-payment cover for hospital admissions, scans and certain surgical procedures, and
- Emergency Room Cover for accidental injury.
Health Insurance Benefits
Essential Gap Cover also offers the following health insurance benefits:
- Accidental Death and Permanent Disability Cover
- Trauma Counselling Cover
- Accidental Dentistry Cover
- Medical scheme and Gap policy premium waiver cover
