We do not have access to a client’s medical scheme membership information and are therefore not aware of any changes to a client’s dependant details. It remains the client’s responsibility to notify us if they are the only person covered on the medical scheme and they qualify for the reduced premium, or if they have added dependants and need family cover.
Why can we not automatically adjust the policy premium for a member on the single premium rate for under the age of 55, when they get dependants?
These may also be helpful
- I have been diagnosed with skin cancer and have reached the medical scheme’s oncology treatment limit. If a 20% co-payment is levied for further treatment, will Liberty Gap cover this copayment?
- Does the policy cover corrective jaw surgery, also known as orthognathic surgery?
- Is there a policy fee attached to this policy?
- What is an adult dependant?
- My medical scheme cover started last month. Can I backdate my Liberty Gap Cover to coincide with my medical scheme cover start date?
- Does this policy have a surrender value?
- Will my premium increase each year?
- What happens if I, as the policyholder, pass away before my spouse?
- Who is covered? (applies to both policy options)
- I have been diagnosed with stage 2 qualifying cancer* for the first time, but have decided not to go for further treatment and therefore do not need to register on my medical scheme’s oncology treatment programme. Do I still qualify for the R30 000 lump sum cancer benefit?