Liberty Gap Cover provides benefits for the shortfall in excess of the medical scheme tariff if the physiotherapy treatment was in-hospital and was covered by your medical scheme. Shortfalls for out-of-hospital physiotherapy sessions are not covered by the policy as these sessions are not a covered out-patient procedure and day-to-day treatment is a policy exclusion. Clients are responsible to pay for day-to-day treatment from their medical savings.
Does Liberty Gap cover physiotherapy sessions?
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- What documents do I need to submit with a Liberty Gap Cover claim?
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- Must details of the medical scheme dependants be provided when taking out cover? And, must the policyholder notify the insurer of any dependants that should be removed from or added to the list of dependants insured under the policy?
- What documentation is required to replace your existing Gap policy with Liberty Medical Gap Cover?