Does Liberty Gap cover physiotherapy sessions?

Liberty Gap Cover provides benefits for the shortfall in excess of the medical scheme tariff if the physiotherapy treatment was in-hospital and was covered by your medical scheme. Shortfalls for out-of-hospital physiotherapy sessions are not covered by the policy as these sessions are not a covered out-patient procedure and day-to-day treatment is a policy exclusion. Clients are responsible to pay for day-to-day treatment from their medical savings.