I have existing Gap Cover with another insurer. If I cancel it to take out your policy, how will this affect me?

I have had Gap Cover with another provider for 5 years and need an operation that requires an upfront co-payment. If I take out Liberty Gap Cover, will you cover the co-payment?

Is Liberty Gap Cover only valid on a specific medical scheme?

Is my partner covered under my Liberty Gap Cover policy?

Is there a policy fee attached to this policy?

Must details of the medical scheme dependants be provided when taking out cover? And, must the policyholder notify the insurer of any dependants that should be removed from or added to the list of dependants insured under the policy?

My 3 month old son is going for a circumcision and the doctor does not charge medical scheme rates. Will Liberty Gap cover the shortfall?

My child had a high fever and was vomiting so I rushed him to the hospital emergency unit as it was after hours. Will Liberty Gap cover this and reimburse me for the fees that I had to pay?

My medical scheme cover started last month. Can I backdate my Liberty Gap Cover to coincide with my medical scheme cover start date?

My wife and I are going overseas for a month. Are we covered by Gap Cover?

My wife is due to give birth next month and the gyneacologist has advised that we must pay a R4 000 co-payment for the birth. Will my Liberty Gap Cover policy cover this co-payment?

Should I wish to cancel the policy, how would I go about doing so?