The Fee-for-Service (Liberty Health Cover) model is better suited to companies with medium to high budgets for healthcare. The comprehensive benefits offered to cover a broad range of primary, secondary and tertiary health treatment including access to any hospital within the network and the possibility of access to worldwide* care and international emergency medical evacuations on select plans. It is proving very popular amongst middle to high-level management staff at some of the leading local and multi-national organisations in Nigeria.
All the plans include day-to-day (outpatient), hospital (inpatient) and major disease benefits, as well as international emergency medical evacuation in the top two-tier plans.
* Worldwide, excluding North America
Lite
This is an entry-level plan which offers in-country cover to the staff of employer groups. It provides cover for day-to-day treatment, chronic care and hospitalisation. Members on Lite can only access care in Nigeria at selected providers chosen from our general contracted provider network and within benefit limits.
Get a quoteClassic
This is a core plan which offers in-country cover to families living in Africa for day-to-day treatment, chronic care and hospitalisation at higher limits than the Lite plan. Members on Classic can access care in Nigeria within our general contracted provider network and within benefit limits.
Get a quoteClassic Critical Care
Classic Critical Care provides in-country cover for in-patient and out-patient benefits and major disease benefits for cancer treatment, organ transplants and kidney dialysis. It also covers in-patient treatment for life-threatening conditions in Africa or India when treatment is not available locally. Members have access to treatment via our Enhanced Network of contracted healthcare providers.
Get a quotePlus Africa
This is a pan-African benefit plan that offers more comprehensive cover for day-to-day treatment, chronic care and hospitalisation and is also ideal for families who travel regularly across Africa and who require extensive healthcare cover across the continent. Members on Plus Africa can access care within our general contracted provider network in Nigeria and have the ability to selectively access care across the African continent, India, U.A.E and Lebanon on a member reimbursement basis, within benefit limits. Plus Africa includes emergency medical evacuation outside Nigeria where treatment is not available locally.
Get a quoteGlobal Elite
This is a plan that offers supreme cover for day-to-day treatment, chronic care and hospitalisation and is ideal for expatriates and for families seeking worldwide* cover. Members on Global Elite can access care within our general contracted provider network in Nigeria and have the ability to selectively access care worldwide* on a member reimbursement basis, within benefit limits. Global Elite also offers international emergency medical evacuation outside Nigeria where treatment is not available locally.
* Worldwide, excluding North America
